• What is the Fastest Way to Save Money?

    What is the Fastest Way to Save Money? Stop eating out! 

    What is the Fastest Way to Save Money? Stop eating out!  Seriously, stop it, or cut way back.  I know you don’t want to hear it.  No one does.  Eating out can be the biggest waste of your hard-earned money and your precious time.  Allow me to explain it. 

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  • How Often Should You Check Your Credit Report for Accuracy?

    How Often Should You Check Your Credit Report for Accuracy?

    According to Experian, one of the three credit bureaus, you should check your credit report at least once a year. You should check more often if you plan to finance a big purchase in the next few months or if you know you are at increased risk of fraud. Checking your credit report annually protects yourself from fraud and allows you to review where your credit accounts stand. It's important to monitor your credit report…

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  • Using Credit Cards in a Smart Way

    Using Credit Cards in a Smart Way

    Using Credit Cards in a Smart Way - There is much debate about the role credit cards should play in a family's life and finances. Some would argue that credit cards do nothing but sink consumers into more and more debt. After all, credit card interest rates can be among the highest rates we pay on any type of loan, depending on your credit score. That's mainly because credit card debt is considered unsecured debt.…

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  • Tips to Teach Your Teenagers to Be Smart with Money

    Tips to Teach Your Teenagers to Be Smart with Money

    Teach Your Teenagers to Be Smart with Money...It is our goal as parents to teach our children how to behave when they grow up. Not only does this include how hard they work and how they treat others, but it also includes how they handle money. If you are struggling with debt, it can be hard to teach them how to be smart with money. You are supposed to show them how to be smart…

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  • Strategies for Paying Off Student Loans

    Strategies for Paying Off Student Loans

    Strategies for Paying Off Student Loans - Every year increasing numbers of students struggle with student loans. The total amount of student loan debt in the United States is now over $1.6 Trillion. Student loans are a very serious cause of financial stress for many in this country. Graduates feel lost, even helpless, trying to balance large monthly payments with other expenses. Luckily, it is possible to pay off student debt and still maintain an…

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  • 5 Effective Ways to Stay Debt Free

    5 Effective Ways to Stay Debt Free

    Getting out of debt and staying out of debt is not easy. It requires you to apply certain principles in managing your finances and to practice financial discipline as well. To achieve this, here are 5 effective ways to help you manage your finances and stay debt free

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  • Top 10 Credit Score Myths

    Top 10 Credit Score Myths

    Top 10 Credit Score Myths - There is no shortage of myths when it comes to credit scores. Even with all the buzz about credit scores today, a surprisingly high percentage of people don't understand the basic principle that a credit score measures creditworthiness. When it comes to your credit, what you don't know can hurt you. Let's take a look at ten myths and separate fact from fiction.

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  • How Cash Can Be Dangerous For Your Finances

    How Cash Can Be Dangerous For Your Finances

    How Cash Can Be Dangerous For Your Finances - There are many benefits to keeping cash; it is safe from hackers, exempt from credit and debit fees, and does not require any hardware or software to use. Most importantly, nothing feels better than having a wallet full of twenties. What most people do not realize is that cash has some serious downsides. Believe it or not, a study from Fletcher School at Tufts University found…

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