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How Often Should You Check Your Credit Report for Accuracy?
According to Experian, one of the three credit bureaus, you should check your credit report at least once a year. You should check more often if you plan to finance a big purchase in the next few months or if you know you are at increased risk of fraud. Checking your credit report annually protects yourself from fraud and allows you to review where your credit accounts stand. It's important to monitor your credit report…
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Understanding Credit: Where It Comes From, How it Works and How to Build It
So what is credit, how is it built and what can you do to get your own score off to a great start? Here are some things you need to know about credit scores.
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Using Credit Cards in a Smart Way
Using Credit Cards in a Smart Way - There is much debate about the role credit cards should play in a family's life and finances. Some would argue that credit cards do nothing but sink consumers into more and more debt. After all, credit card interest rates can be among the highest rates we pay on any type of loan, depending on your credit score. That's mainly because credit card debt is considered unsecured debt.…
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Top 10 Credit Score Myths
Top 10 Credit Score Myths - There is no shortage of myths when it comes to credit scores. Even with all the buzz about credit scores today, a surprisingly high percentage of people don't understand the basic principle that a credit score measures creditworthiness. When it comes to your credit, what you don't know can hurt you. Let's take a look at ten myths and separate fact from fiction.
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10 Tips on How to Improve Your Credit Score
10 Tips on How to Improve Your Credit Score - Your credit score is more important that you may have realized. It doesn't only affect your ability to take out loans and get a mortgage. It can also make it difficult to get accepted for telephone and similar contracts. Some employers will check your credit before they will offer a job as well. Your credit score determines how much you will pay for a loan…
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